Application Scoring (CIPA)
CIPA calculates an application score and combines it with the credit bureau data and Creditinfo Predictor. This report allows the user to enhance their decision by combining an additional set of data that they have been provided by the Credit Applicant together with the Credit Bureau Report.
The user will be required to input data in approximately twenty fields that describes their request for credit, income and expenditure, employment status and personal status. A scorecard will then assess this information together with the Credit Bureau data. This scorecard is statistically developed and as new data is gathered a series of enhancements will be made. Data captured through this interface will not be available to other subscribers.