Instant Decision Module

Bringing decision-making in financial institutions to a new level of efficiency, velocity, and reliability. The IDM platform provides a fully automated workflow with connectivity to different information sources to pull the data and, subsequently, send this data through a generic or custom-made analytical strategy to generate a summarized, customizable IDM report, containing automatically calculated ratios, applied policy rules, recommended credit limits and more.

Benefits of Using Instant Decision Module

Cost Reduction

Automation of data analysis according to best-practices or fully customizable strategies, adjusted to customers’ needs, allows to significantly reduce costs, time and effort required to perform data analysis manually.

Risk Management

IDM offers numerous personalized analytical opportunities, namely in the area of risk management. Use the global experience provided by Creditinfo experts in an automated way.

Your Credit Policy

Full support of custom input data structures ensures accurate and precise calculations of all important parameters such as debt service ratio, debt to income ratio, credit limit in line with customer’s credit policy and takes into consideration the application or any other input parameters.

Your Personal Needs

Customizable printouts feature ensures that the IDM report reflects customer’s personal needs and it puts emphasis on those credit parameters that are most important.

24/7 Availability

IDM is available 24/7 with no internal IT involvement required. The platform fully supports web-services for integration.

Automation

Data obtained and generated during requests processing is automatically stored for future analysis and the enhancement of decision-making policies.

Key Features of Instant Decision Module