Establish trust without impacting customer experience
Adding fraud and compliance checks during onboarding often slows down good customers, but weak controls lead to fraud losses and reputational risk. Creditinfo’s Identity Verification solutions strike the right balance between fast, secure onboarding for genuine customers and robust fraud detection where it matters most. Combined with Digital Risk Signals and Watchlist Screening, our solution supports AML compliance while protecting your business from risk.
Powerful insights from authoritative credit bureau data
Creditinfo’s bureau-based identity scoring model examines personal and digital data attributes stored in the credit bureau, evaluating the depth of the credit footprint, consistency in personal and digital identity attributes, historical activity and recent application velocity.
Corroborative verification across government databases
Identity Verification is connected to population registries, tax authorities and driver records – personal data captured during the application process is validated against these databases, in addition to cross-referencing against credit bureau insights.
Leverage industry registries for additional confidence
Identity Verification can also draw data from authoritative independent industry registries confirming ownership of phone numbers and bank accounts.
A single identity trust score for simple decision-making
Identity Verification aggregates insights from all enabled sources to generate a trust – risk correlated score. Configurable thresholds allow organisations to tailor the decisioning for a specific product or channel without the need for complex decision algorithms.
